Health insurance is insurance against the risk of incurring medical expenses among individuals.
By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.
There are the best health insurance companies in USA.
1. UnitedHealth Group. UnitedHealth Group is the most diversified health care company in the United States and a leader worldwide in helping people live healthier lives and helping to make the health system work better for everyone. They are committed to introducing innovative approaches, products and services that can improve personal health and promote healthier populations in local communities.
2. Kaiser Foundation Group. They have been there for you in the past, providing health care for more than 60 years. They are here for you today and in days to come, with our ongoing commitment to quality. And they share this tradition and commitment by reaching out to your community, and promoting health and wellness for all.
3. Wellpoint Inc. Group. Health care is changing and Anthem, Inc. is leading the way to help improve the system, make health care easier for consumers to access and use, and providing trusted and caring solutions. Their affiliated health plans and companies are empowering consumers and driving innovation to control costs and improve the quality of care everyone receives.
4. Aetna Group. Aetna Group, is the world leader in the packaging sector, specialised in end-line solutions. It operates in more than 120 countries and provides global customer service.
5. Humana Group. Humana’s diverse lines of business work to serve all types of consumers. From families to seniors to military members to self-employed individuals, there is a plan to meet many unique needs. Find out how Humana’s associates and corporate leaders are committed to customer service.